Financing Made Easy

Financing Designed for Home Improvement

Check for offers in seconds, from multiple lenders, with no impact to your credit score. Fund in as little as one business day!

Easy Payment Options

Remodeling a house is a huge undertaking – we understand.

That is why Acorn Finance works hard to give you the best rates for home improvement loans so you can focus on what matters most. Expand your home, redo the kitchen, or upgrade your bathroom today by securing a low-interest home remodel loan with Acorn Finance.

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Offers In Seconds

Get pre-qualified for a home remodel loan with an easy online mobile friendly form.

No Impact To Credit

Receive pre-qualified offers without any impact to your credit score.

Competitive Payment Options

Borrow up to $100K, up to 12 years, APRs as low as 3.99%.

Receive Funds Quickly Quickly

Receive funds in as little as one business day.

How Does Acorn Finance Compare

Simple Step-by-Step Process


Acorn Finance is a lending marketplace where the nation’s premier online consumer lenders pre-qualify
customers for personalized loan options in 60 seconds, with no impact to the homeowner’s credit score.
Acorn Finance uses an initial soft credit inquiry to provide access to competitive, fixed-rate, unsecured
loans through a fast and easy online process.

Acorn Finance loan are available online in the United States via internet-connected smartphones, tablets
and personal computers nationwide except for (MD, NJ, NV, WV, VT, RI). We’re rapidly expanding to all 50
states so please check the status of our current coverage area to determine if we are serving your state.

Acorn Finance’s network of lenders offer unsecured loans options from $2,000 up to $100,000 to qualified
consumers. *Coming soon – home equity products and offers

Funds can be used for virtually any home improvement expense.

How long does the loan approval process take?
Qualified applicants can be approved quickly during business hours and may receive their funds as soon as
the same day.1

The lenders on Acorn Finance’s network don’t charge any penalties for early repayment, and no processing
charges on loans over $40,000. Under $40,000 some lenders may charge an origination fee between 1-6%.
No fee options are clearly highlighted on the offers pages in the application flow.

Yes. Co-borrowers are encouraged to apply and can be added im

Loan amounts are selected by the borrower at competitive fixed rates, and with flexible repayment terms.
Applicants with excellent credit may be eligible for rates as low as 3.99% and extended repayment terms of
up to 144 months (12 years).

You could be eligible to finance your purchase through Acorn Finance. Acorn Finance is not a lender but partners with lenders to make loans available to you. Monthly payment estimates are for informational purposes and do not represent a financing offer or terms that are available to you. This information is presented without warranty or guarantee of the availability of any loan to you. Annual percentage rates on loans with our partner lenders range between 4.99% and 35.99% and terms range between 2 and 12 years. Some partner lenders may charge an origination fee of 1% to 6% and may deduct that fee from the loan amount or increase the loan amount to include the fee. For illustrative purposes only, if you request $10,000, you could get a total loan of $10,000 with an 8.94% interest rate and $0 fees (note, if the lending partner charges an origination fee, it will increase the APR). You would receive $10,000 with 84 payments of $161. Your actual rate and maximum loan amount are determined solely by the lender, which may differ from this example and depend on loan purpose, amount, term, length, and your credit profile. Loan closing contingent on final credit approval, verification of income, and other criteria established by the lender and your acceptance of all agreements and disclosures. Pre-approvals use a soft credit pull, which does not impact your credit score; however, lenders will conduct a hard credit pull when you express interest in an offer and this could impact your credit score. Advertised rates and terms are subject to change without notice.